Type of accidents

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RTA where the third party is insured


Once we have agreed to take on your claim we will carry out investigations to work out who is responsible for your injuries and losses. Once the insurer of the third party has been confirmed then we will launch a claim against them and work hard to establish fault on the part of the third party.

The duration of the claim will depend on whether or not the insurers of the third party admit responsibility for the accident and how serious your injuries are. It is crucial that your injuries settle down and that you obtain a clear prognosis before you consider settling your claim as this may have a significant impact on the final valuation of your claim

In most cases, the amount of compensation that you receive will be agreed with them insurers of the third party. Where this isn’t possible, then the case will go to court where a judge will make a decision about who is responsible (if this had not already been resolved between the parties) and how much compensation should be awarded.

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Uninsured and Untraced (Hit and Run) claims -


Should you be involved in an accident with someone who turns out to have no insurance, or by someone who simply drives off (hit and run) leaving you in the road, the good news is that you can make a claim against the Motor Insurers’ Bureau (the MIB). The MIB receives funding from all of the insurance companies and it is this funding that is used to deal with claims of this nature.

The rules governing MIB claims can be complicated and you will want to instruct a solicitor who has experience in dealing with the MIB. Should you be involved in a hit and run accident make sure that you report it to the Police immediately, ensure that you obtain a reference number and ensure that you comply with any subsequent police investigations. Failure to take these steps could result in the MIB rejecting your claim. Give us a call so that we can help get your claim off the ground!

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Pothole/Defect


Potholes/defects can be a major hazard in the road which could ultimately result in you coming off your motorcycle. The authority responsible for maintaining our roads has a duty to carry out regular inspections and repair any defects that have been identified within a reasonable time. So if you see a pothole/defect in the road make sure you report it to the local authority so that they can take the appropriate action to repair the pothole/defect within a reasonable time.

Taking this step may just have prevented someone else’s accident. However, if you do come off your bike as a result of pothole/defect, then try to take a photograph of the pothole/defect with something alongside it to demonstrate the size of it as well as the date that the photograph was taken (something like the front page of a newspaper showing the date). Also try to speak to some local residents/shop owners to find out how long the pothole/defect has been in the road and whether it has been reported to the local authority. Then give us a call and we will help you with your claim.

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Diesel/Hazardous Substance


Should you come off as a result of a diesel spill or a hazardous substance on the road then the good news is you can make a claim. You claim be directed against:

  • The Motor Insurers’ Bureau (the MIB) – when the offending vehicle which caused the diesel spillage cannot be traced, a claim can be made against the MIB under the Untraced Drivers’ Agreement.
  • The person who caused the diesel spillage – if you are able to identify the person who caused the spillage then you can make a claim against them/their insurers.
  • The highway authority – if the highway authority had been told to deal with a spillage and they failed to respond in an appropriate/timely manner, then you can direct the claim against the highway authority.

We have experience with dealing with these type of claims so give us a call and we will direct the claim against the correct party.

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Fatal accidents


Losing a loved one unexpectedly is always traumatic. We offer support and understanding to families and loved ones. Whilst bringing a claim will be the last thing on your mind and while money can in no way compensate you for the loss of a loved one, you need to instruct a solicitor who has experience in dealing with claims arising out of fatal accidents as the legalities surrounding a fatal accident claim can be challenging and complex. We can help ease your financial burden, especially in circumstances where you may have lost the main breadwinner in your household.

Every case is different, but generally in the case of a fatal accident, you may be able to claim the following:

  • Claims by the estate of the deceased such as pain, suffering and loss of amenity of the deceased, medical/hospital expenses, damaged motorcycle, helmet, clothing, funeral expenses, etc.
  • Dependency claims such as financial dependency where the deceased is survived by dependents who relied on their income (the calculation may also take into account any loss of pension, fringe benefits, etc) and loss of services (where the deceased provided services such as childcare, housework, DIY, gardening, etc).
  • Statutory Award for Bereavement currently set at £12,980.00. This award is only payable to a spouse/civil partner of the deceased or to the parents of a deceased minor child.
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